To provide financial support for disabled Americans, the Social Security Administration (SSA) offers two distinct benefit programs. Social Security Disability Insurance (SSDI) replaces the wages of workers who are no longer able to maintain employment, while Supplemental Security Income (SSI) is for low-income Americans with serious disabilities.
Qualifying for SS disability in Southfield varies depending on which program you pursue. In either situation, the guidance of our dedicated attorneys at Thurswell Law could be invaluable throughout the claims process—our experience gets results.
Qualifications for Social Security Disability
In Southfield, obtaining authorization to receive Social Security (SS) disability benefits is rarely an easy process. In addition to establishing that they have a qualifying disability, an applicant will need to meet other criteria.
What Constitutes a Disability?
Both SSI and SSDI applicants will only be entitled to benefits if they can show they are suffering from a qualifying disability. Not every injury or illness will lead to a viable disability claim. In SSDI cases, the individual must be unable to work due to a permanent disabling condition. SSI benefits are available for those with a disability or blindness.
Typically, a condition qualifies if a medical professional expects it to last more than one year. Additionally, injuries or illnesses that are likely to lead to death could also be grounds for a valid claim.
The SSA maintains an extensive list of conditions that are considered disabilities, known as the Blue Book. Some of the most common examples include:
- Cancer
- Human immunodeficiency virus (HIV)
- Back injuries
- Crohn’s Disease
- Brain injuries
If a person has one of these conditions, they could be entitled to benefits.
Other Requirements
Establishing a disability is not the only step towards securing Social Security Benefits. There is an additional, differing requirement for each of the two programs.
To be approved for SSDI, the applicant must have worked a sufficient amount of time in a job that contributes to payroll taxes. Eligibility is measured by work credits. A person can earn up to four work credits per year by working full-time in an approved position. In order to be eligible for the maximum amount of benefits, they will need to have secured 40 credits in the past 10 years.
There is no work requirement for SSI awards. Instead, this program is designed for disabled individuals with little to no income. The government applies strict asset tests to determine eligibility.
The Process of Applying for Benefits
Once it is clear that an applicant in Southfield is entitled to Social Security injury payments, the next step is to formally apply. This can be done in different ways. Most people apply online, but it is also possible to submit the application over the phone or in person at a nearby Social Security office.
The process requires more than just the application. Applicants must also provide documentation based on the specific program they are applying for. For SSDI, this includes employment history documentation. For SSI claims, applicants must submit proof that they fall below the asset threshold.
Talk to Our Southfield Lawyers Today About Your Eligibility for SS Injury Compensation
If you believe you are entitled to Social Security benefits, it is crucial that you work with legal counsel from the beginning of the process. Our attorneys at Thurswell Law could help you understand your rights and advise you on qualifying for SS disability in Southfield.
The benefits of a successful claim could change your life. When you work with our dedicated attorneys, you have the chance to maximize your recovery compensation. Contact us as soon as possible to discuss your claim with our lawyers.
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