Social Security Disability Insurance (SSDI) is for people who have become severely disabled after working for several years and paying Federal Insurance Contributions Act (FICA) taxes. SSDI benefits are typically not awarded to younger people who have not made enough FICA contributions or to children under the age of 18. However, the current Social Security Administration (SSA) policy allows some exceptions.
If you are currently disabled, receive SSDI benefits, and have dependent minor children, you could speak with our Michigan children’s SSDI lawyer about benefits for your children through your coverage.
At Thurswell Law Firm, our experience gets results. Working with our social security attorneys gives you access to years of legal and practical experience that could help you understand your rights and determine whether you have a case.
When Can Children Receive SSDI Insurance?
Children’s SSDI benefits are available to unmarried children younger than 18, children between 18 and 19 years who are still full-time students at a K-12 school, or children older than 18 who have a disability that began before they turned 22. To be eligible for benefits, a child in one of these age groups must either have a parent who is eligible for SSDI benefits (based on their age or disability status) or have a parent who passed away after accruing enough work credits to be eligible for SSDI benefits.
Typically, if your child is eligible for SSDI benefits, they could receive up to 50 percent of the retirement or disability benefits that you receive from the SSA or up to 75 percent of what their deceased parent would have received as basic social security benefits. The value of your benefits will vary based on your work history and whether your child’s other family members are also applying for or receiving social security benefits. Our children’s SSDI attorneys in Michigan could explain what may be available during a private initial consultation.
Understanding the Termination of Childhood SSDI Benefits
Generally, if your children receive SSDI benefits based on your work history, they will stop receiving those benefits when they turn 18. If they are eligible for SSDI benefits based on their own disability status, they may lose access to benefits if they do any of the following:
- Obtain gainful employment
- Spend more than 30 consecutive days in prison as part of a sentence for a criminal conviction
- Move to a different address without informing the SSA
- Recover from their disability to a degree that would allow them to hold gainful employment
- Fail to follow recommendations from their physicians about ways to improve their working capacity
However, young children who are severely disabled may be eligible for Supplemental Security Income benefits even if they are ineligible for children’s SSDI assistance in Michigan, a topic one of our lawyers could explain in detail.
Call Our Michigan Attorneys To See if Your Children Are Eligible for SSDI Benefits
SSDI benefits can provide you with vital financial support if you are dealing with a serious disability or have retired after several decades of employment. However, it is important to realize that SSDI could also provide benefits to your minor children if you are a disabled applicant, both while you are alive and after you have passed away.
Our Michigan children’s SSDI lawyer at Thurswell Law Firm could help you maximize the benefits your family receives. Call us today to schedule a consultation and let our experience get you results.
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