Michigan is a no-fault state. That means both parties are entitles to benefits from their insurance companies, regardless of who caused the accident. Unfortunately, if you are the driver of a vehicle registered in Michigan, but your vehicle is not insured, you might not be able to collect. You should check with an attorney who has experience with Michigan no-fault laws to determine whether or not you are entitles to benefits (and who will pay those benefits). In general, Michigan law says you have only one year from the date of the accident to file a lawsuit or collect the no-fault benefits to which you are entitled, so it’s important to reach out to an experienced lawyer as soon after the accident as possible.