When You Become Disabled
A lifestyle that is limited due to a disability is often a very difficult adjustment. Furthermore, your financial situation may be adversely affected if you are unable to return to work for an extended period of time. This may not only affect you directly, but may also impact your entire family—especially if you were the primary provider.
If you have been employed for many years, and were recently employed and paying into the Social Security system, you may be eligible for Social Security Disability benefits.
Who is Eligible
Any worker who becomes disabled and meets the medical qualifications will be eligible for benefits if they worked in covered employment for long enough and had been working recently in covered employment prior to the onset of their disability.
Additionally, the spouse of a disabled worker, who has a disabled child or a child who is under the age of 16 in his or her care, or is at least 62 years of age, may be eligible to receive disability benefits. This also applies to a divorced spouse if the marriage lasted at least 10 years.
Children of disabled workers must meet certain criteria to be eligible for benefits. The child must be a minor child (under the age of 18), an adult child disabled under the age of 22, or a high-school student under the age of 19.
Types of Benefits
Disability benefits available through the Social Security Administration include both Social Security Disability (SSD) and Supplemental Security Income (SSI).
The amount of SSD benefits you receive will be determined using several factors including your age, how many years you worked, and the amount of money you paid into the Social Security system. The maximum you can receive in SSI payments is $710 per month, assuming you live independently and you are not receiving financial support from your family members.
Because there are many variables that you may be unaware of when it come to obtaining the correct level of benefits, it is always best to discuss your financial situation with an attorney who specializes in SSD and SSID claims prior to applying for benefits.
Why Thurswell Law?
At Thurwell Law, we have attained a high level of expertise in regards to Social Security law. We have many years of experience handling situations that may likely be similar to yours, and we know what it takes to optimize your success in collecting the benefits you are entitled to. For more information or to book your free consultation, give us a call at 248-354-2222. We are here to help.